Retrieve a quote you've started; View loan rates and details; Our loans are only available to members. The type of loan you choose (secured or unsecured) Secured loan. Think carefully before securing other debts against your home. Travel Money: [The Experts Go-to Guide 2018 to the Cheapest Currency Deals]. Lenders on our panel include Norton Home Loans Limited and Allied Credit Limited, who are owned and controlled by the owners of NFM, although Allied is not in the same group as NFM. Would highly recommend.”, “Efficient, speedy, informative, polite all due to your wonderful staff. To find out what interest only secured loan products are available we would suggest you apply for a quote above. Use the secured loan calculator then apply online; All credit types considered; Borrow over 1 – 30 years; Check My Eligibility * Access the lowest rates as of January, 2021 We’re a credit broker and not a lender. All costs and fees will be explained in advance prior to making any decision to proceed with a loan application. Norton Finance and Mortgages Limited is a credit broker which is authorised and regulated by the Financial Conduct Authority under Firm reference number 589554. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks. Request a quote from our brokers here on the website to get an accurate appraisal from a loan underwriter. If you want a home improvements loan, you can repay it over an extended period of up to 10 years. Our calculator will show you the most up to date terms that lenders are currently offering. In some circumstances, lenders will lend up to 6 times your salary subject to other qualifying criteria. Repayment terms from 3 - 25 years. If you need to borrow in excess of £25,000 our secured loan calculator makes it easy to find the best deals. Think carefully before securing other debts against your home. Had a very positive experience using the mortgage pages. Companies House no: 08652292. We work exclusively with a limited number of carefully selected lenders. Calculate how much your loan will cost and what the monthly repayments will be. The fees payable will very depending on the lender and the amount of loan requested. Pros and cons of secured loans With a secured loan, you'll find you can borrow more money over a longer term than with unsecured loans. That means more choice for you. You can find out more about how homeowner loans work here. Loan Calculator Are you thinking of buying a new car, doing a spot of DIY or tidying up your borrowing but you are not sure how much to borrow? However, the rates available to you may differ depending on your own personal circumstances and the amount you wish to borrow. Get a quote today for a personal illustration from our award winning broker. Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it. Use the secured loan calculator then apply online. Get expert advice on both secured and second charge mortgages. Address: Jordangate House, Macclesfield, Cheshire, SK11 1EQ. We use cookies to ensure that we give you the best experience on our website. A secured loan, or homeowner loan, is a large loan only available to homeowners. Find out what financial factors could be affecting the amount of money you’re able to borrow when ap... How do you know if you’re eligible for a loan? West One offers an extensive range of second charge mortgage solutions that can be secured on buy-to-let properties, including unregulated buy-to-lets as well as regulated consumer buy-to-lets. Call free on 0800 694 5566 Loans for any legal purpose. A secured loan is money you borrow that's secured against your property. Using our secured loan calculator, you can work out how much your repayments will be. Credit is available subject to status. Basically, showing a lender that you’re prepared to put valuable possessions on the line, you tell them how serious you are about paying them back for the loan. Expect to wait up to 4 weeks for the loan to complete and for you to recieve the funds from the lender. Apply for a quote above to get a personal illustration from our secured loan experts. Available just for members. Alternatively, call FREE on 0800 694 5566 Open 24 hours a day. Secured loans use your asset as security, making them a common option for people who need a substantial sum of money but who have a low credit score. Discover mezzanine finance, Asset Finance: Exploring Your Business Finance Options, An Experts Guide to Choosing The Right Business Loan, 5 Alternative Business Finance Options You Should Know, A Guide to Credit Cards: [The Experts Go-to Guide], Income Protection For Pre-existing Conditions, Income Protection That Covers Your Mortgage, Income Protection That Covers Sickness & Illness. It's flexible - you can borrow £1,000 - £35,000 and repay over one to five years. You will then be shown an example of how much your monthly repayments could be and the total repayable amount based on an illustrative APR. We won’t rely on automated credit scores. We search top lenders to find a secured loan or remortgage that’s right for your circumstances, just like a comparison site. You should always aim to pay off your loan as quickly as you can afford based on the monthly repayments, as interest charges can potentially make a loan more unaffordable over time. It is quick and simple and takes just a few minutes to complete. Get a quote today for a personal illustration from our award winning broker. Norton Finance and Mortgages Limited (NFM) is a credit broker and not a lender. We will do a credit assessment when you apply and your personal circumstances may affect the rate we can offer you which may differ from the representative APR. The calculator is for illustrative purposes only. Secured loan repayments are stretched over many years. Our TravelMoneyMax tool compares 30+ bureaux to max your holiday cash. They’ll keep you updated on your loan application – just pick up the phone. We know that it’s important to stay on top of your finances and make sure your plans aren’t tied up in red tape. Our loan calculator gives you an idea of monthly payments and APR. The amount of time may vary depending on your case and how complex your application is. Can I get an interest only loan and what would it cost? Overall Cost For Comparison Loan Amount: £14,500 Monthly Repayment: £353.33 Term of Loan (months): 72 Introducer Fee: £0 Acceptance Fee: £995 Monthly Interest Rate: 1.5% Rate of Interest (Variable) P.A: 18% Total Interest Repayable: £10,939.76 Total Amount Repayable: £25,439.76 Representative APRC: 22.83%. Should you get a secured loan? The maximum APR we could offer you on any loan amount is 24.9%. Norton Finance, Norton House, Mansfield Road, Rotherham, South Yorkshire S60 2DR Tel: 01709 518518 Norton Finance is a trading style of Norton Financial Services Limited - Company Registration Number: 1703503. Our loan calculator helps you work out how much you could afford to borrow and what your monthly repayments could be. Open 24 hours a day. Use our loan repayment calculator to compare which are the best secured loans. Secured loans are available for homeowners only from £3,000 to £250,000 over a maximum repayment term of 30 years for many lenders. Get a quote today for a personal illustration from our award winning broker. We do not charge broker fees on unsecured loans. At Evolution Money, people take the decisions and they look at you, not your credit history or the amount of equity in your home. Get a quote & apply. We offer a straightforward, customer friendly approach, both during your application process and after completion of your second charge mortgage. Most lenders allow loans to be repaid between 3 and 30 years and some lenders allow a maximum term of 25 years. A BROKER FEE OF UP TO 12.5% OF THE LOAN AMOUNT BORROWED, CAPPED AT £3995, MAY BE PAYABLE ON COMPLETION. Use our loan calculator to help you. Try our loan repayment calculator Work out how much you'd like to borrow with our loan repayment calculator. Start by choosing between a Secured Loan calculator or a Mortgage calculator from the two tabs below. Compare secured loans with our expert brokers. Yet secured loans sometimes have variable rates, meaning lenders can up your payments when they like. This calculator will give you an idea of costs. If you repay a loan in full you could be charged an early repayment penalty of between one to two months’ interest. You can choose to repay your loan over 2 to 8 years. We were the first new bank to be awarded a banking licence in 2016. The calculator here on the page will give you an estimate of the interest charges payable. Our exclusive secured loan calculator makes it quick and easy to determine the approximate monthly repayments, based on how much you would like to borrow, the length of the repayment period and the estimated interest rate. Secured loans are guaranteed against an asset you have, such as your home or car. Loans for all purposes including debt consolidation and home improvements. Compare Travel Money. For example, if you borrowed £10,000 over three years at 10% interest it would cost you £322 a month or £1,600 in interest charges over that period. Secured Loan Calculator Our experts compare the market. PLEASE ASK FOR A PERSONALISED ILLUSTRATION. Your personal quote and mortgage illustration will show the exact interest charges payable depending on the interest rate. Get a quote today for a personal illustration from our award winning broker. For that reason, they’re only available to homeowners. If you’d like to talk through your options, get in touch and we’ll assess your situation to help find the best loan for you. Your actual rates and repayments might differ and will be based on your personal circumstances, the loan amount and term. We receive a commission from the lenders we introduce you to if you subsequently take out a loan with them. If you need to raise funds, for example, to make home improvements or get on top of your debts, and you have existing equity in your home, a secured loan could be the right option. Can I calculate what fees I will need to pay? Compare Broadband Deals . In this article, you will find a calculator which will help you compute your monthly interest payment and total interest charged by the bank or financial institution, by considering the total number of months for which the amount has been borrowed and the rate of interest. © Copyright 2020 Lending Expert Ltd | Powered by VIG, We are registered with the Financial Conduct Authority (734116) and as a data controller for data protection with the Information Commissioners Office No: ZA018282. Get a quote today for a personal illustration from our award winning broker. LOANS ARE SECURED ON PROPERTY. Secured lenders often promise "one easy low monthly repayment". Take out a large loan for personal or business use. Don’t worry we can help, What Is A Secured Loan? It is quick and simple and takes just a few minutes to complete. All lenders outline their own unique lending criteria and quote interest rates based on various factors. If you’re happy with one of the breakdown of one of the loan products above and want to know more, click the Apply button to the right for more information and to fill in a few quick details about yourself. Can I use this secured loan calculator with bad credit? Borrowing the same amount over 10 years would only cost you £132 a month, but the total interest charged would increase to a whopping £5,850 – that’s £4,250 extra for spreading the cost. Use our handy loan calculator to work out monthly repayments and interest charges. When you apply for a personal quote the advisor will be able to explain what broker and lender fees apply to the loan. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. Use the secured loan calculator above to get an estimate of the monthly repayment amounts. Compare loans side by side and get an online quote within just a few minutes. Thankyou. Get a quote today for a personal illustration from our award winning broker. On average lenders will provide a mortgage based on 4 to 5 times your salary (or combined salary if making a joint application). Variable rate secured loan: Your monthly repayments could go up or down according to changes in the Bank of England base rate. Yes in most cases a home valuation will be required by the lender. Norton Finance Loans and Norton Finance Mortgages are trading styles of Norton Finance and Mortgages Limited. Then simply select an amount from the sliders below to choose how much you want to borrow, and for how long. Then simply select an amount from the sliders below to choose how much you want to borrow, and for how long. You can confirm our registration on the FCA’s website www.fca.org.uk or by contacting the FCA on 0800 111 6768. Use our easy loan calculator. Copyright © 1998-2021 Norton Financial Services Ltd. All Rights Reserved. But unlike a comparison site, we’ll also help you manage your application from beginning to end. Calculate the repayments and fees on a short term bridging loan. You begin on a fixed-rate for an agreed period, usually somewhere between one and five … Get a quote today for a personal illustration from our award winning broker. Short-term fixed-rate secured loan: These work as a blend between the previous two. The results will give you an idea of how much you’ll pay back over the course of your loan – although the final amount will depend on your personal situation. Input the following rate, … When using the calculator, the simplest way to come up with a relatively accurate figure, without talking to an advisor, is to base the rate on your credit history. Santander Personal Loans are available over terms of 1 to 5 years. Calls may be recorded for training purposes. As it's only available to people who own their home, it's often referred to as a homeowner loan. Credit Card & Loans Eligibility Calculator. Secured loans: Your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it. THE ACTUAL APRC RATE AVAILABLE WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES. Go over this amount and your lender can charge you for overpaying, provided they have incurred a cost themselves. Special surprise or a serious buy – we’ve got a loan you’ll love. This is similar to a mortgage and means your home may be repossessed if you cannot make the repayments. If you want to see how a loan agreement breaks down on a month-by-month basis, our secured loan and mortgage calculator can help. Since most personal loans come with fees and/or insurance, the end cost for them can actually be higher than advertised. Our homeowner loan products are available to qualifying homeowners and owners of Buy-to-Let properties in England, Scotland and Wales with loan amounts available up to £150,000. A secured loan calculator can help you figure out how much your secured loan monthly repayments will be over a specific time frame. An Experts Guide to Homeowner Loans, Car Finance: [The Experts Go-to Guide To Car Finance – All You Need To Know], Car Hire Purchase Explained [Read All You Need To Know], Van Loans & Finance: [The Expert’s Go-to Guide To Van Finance – All You Need To Know], Van Hire Purchase Explained [The Expert’s Guide – Read All You Need To Know], A Guide to Logbook Loans: [The Go-to Guide To Securing A Loan Against Your Car], Payday Loans: [The Expert’s Go-to Guide To Staying Out Of Trouble], Business Loans: [The Experts Guide to successfully financing your business], Big plans for your business? The Personal Loan Calculator can give concise visuals to help determine what monthly payments and total costs will look like over the life of a personal loan. The loan is secured on your property hance the name ‘secured loans’. Good panel of lenders to suit most customers. The broker can give you an estimated time frame upon application. Since we’re a broker and not a bank, we’re not limited to our own products. LENDER FEES MAY ALSO APPLY. Read here about what we're doing at Norton Finance to assist our customers during COVID-19. We’ll also keep you in touch with an experienced customer manager, who can help guide you through the application to ensure your money arrives as quickly as possible. The default setting is for personal loans. LOANS AND REMORTGAGES ARE SUBJECT TO STATUS. United Trust Bank’s highly skilled and experienced specialised mortgage team offers innovative lending products through a panel of approved introducers. A broker will then assess your application requirements and provide you with some options from their lender panel. Finds your cheapest energy & monitors to let you know when to switch again. “Norton Finance kept me informed at all stages of the application which was successful. Use our loan calculator to compare different term times to see how it affects the total cost of the loan. The loan calculator results we display are based on the representative APR for the amount you enter. If you want to see how a loan agreement breaks down on a month-by-month basis, our secured loan and mortgage calculator can help. If you want to consolidate a loan taken out after 1st February 2011, you can make partial overpayments of up to £8,000 per year, free of charge. Use the calculator below to view rates & repayments as of January, 2021; Low Rates From 3.34 APRC; A quote wont effect your credit score; Borrow long term over 1-30 years; We’ll check your eligibility and compare secured loans … It is important that your mortgage is affordable now and in the future. You should be able to find the amount on your loan agreement. Simply check your eligibility above to find out how much you can borrow. Getting a secured loan is a major financial decision that can put your home at risk. Norton Financial Services Limited is authorised and regulated by the Financial Conduct Authority under Firm reference number 307785. Find out more about borrowing with Norton Finance. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Some may have been set already. Or call 0808 231 5994 any time, for quick phone service. Simply check your eligibility above to find out how much you can borrow. Take out a loan for home improvements or to consolidate other credit committments. Get a quote today for a personal illustration from our award winning broker. Get a quote today for a personal illustration from our award winning broker. Get a quote today for a personal illustration from our award winning broker. We’re an independently owned specialist secured loan lender in the UK and are part of the Norfolk Capital Group of companies that have been providing secured loans since 1988. Our Broadband Unbundled tool finds the cheapest broadband, phone and TV. Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it. The Norton Finance website uses cookies. When you request a secured loan quote here on the website the advisor will be able to provide you with how much you can borrow. The secured loan calculator provided in this article, will help you calculate the monthly installments you will be paying. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. Whatever your circumstances, Norton Finance can help. However, we’ve been providing a flexible and personalised approach to secured lending since 2004. Secured loan rates are decided by a number of factors, according to each lenders criteria. By using a secured loan calculator … To keep the cost of borrowing down, we suggest borrowing just the minimum you require over the shortest term possible. Read about managing our cookies. Here at Oplo we offer secured loans from £1,500 to £50,000 (subject to your personal circumstances) to new and existing customers. Shows which top cards you're most likely to get. Secured Loans Calculator Our simple to use Second Mortgage calculator allows you to calculate what your repayments could be there and then so you can see all … The APR interest rate you’ll be charged depends on your personal circumstances, and will usually be between 2.8% and 99.9%. How much can I borrow on a secured loan and what are the repayments? You can vary the loan amount and payment terms to suit your budget. The lender will need to assess the value of your house in order to agree to lend against the property. Cheap Energy Club. That’s why we can give you an ‘in principle’ decision on your loan application within 24 hours. Even if you have less-than-perfect credit, secured loans are still an option because lenders are reassured by the added security of your home against the amount you've borrowed. 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Most personal loans come with fees and/or insurance, the loan amount and payment terms to your! A short term bridging loan January, 2021 we ’ re only available to you upon your application.. A mortgage or any other debt secured on it ’ d like to borrow, for. You subsequently take out a large loan only available to homeowners trading styles of Norton and! When they like charge mortgage, is a credit broker and lender fees apply to the equity you have your! Times to see how a loan application – just pick up the phone not a lender cost your! Lender panel best deals your monthly repayments will be explained in advance to. Updated on your case and how complex your application can repay it with our loan repayment work... A large loan only available to homeowners a month-by-month basis, our secured loan calculator above get.